Free guide · 2026 edition
The CBI Bible.
Everything you need to know about the world's oldest Citizenship by Investment program — from someone who isn't selling you a property.
- 40+ pages
- 2026 fee schedule
- Cross-Caribbean comparison
- Month-by-month timeline
- 47-item buyer checklist
- Free, no strings
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The CBI Bible 2026
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Inside
What you'll learn in 40+ pages
The St Kitts CBI program
How the world's oldest CBI program works, who runs it, what you get.
The 2026 numbers
Full cost breakdown by family size — government fees, due diligence, legal, registration.
Where to buy
Six main areas with honest price bands: Christophe Harbour, Kittitian Hill, Frigate Bay, Pinney's Beach, Charlestown, South Peninsula.
The process
Month-by-month from research to passport. What happens, when, and what could trip you up.
Caribbean comparison
St Kitts vs Antigua vs Dominica vs Grenada vs St Lucia. Costs, passports, real estate quality.
The pre-purchase checklist
The 47-item working tool: agent selection, due diligence, deposit safety, post-closing.
Why we made it free
Because most CBI buyers research alone for months.
The average buyer of St Kitts citizenship spends 4-9 months in research before they sign a Sale Agreement. During that time they navigate fragmented blog posts, sales decks that hide costs, and broker pitches that gloss over the timeline.
Isle & Key exists to make this market transparent. We do not sell properties or collect closing commissions. We get paid by the licensed agencies who use our platform. That model lets us publish honest content — and let you decide on your own time.
Every chapter delivers
- 2026 fee schedule — verified against the current CIU rates
- Worked all-in cost examples for 5 family compositions
- Detailed area guides for the 6 main neighbourhoods
- Month-by-month timeline from research to passport
- Cross-Caribbean program comparison with honest verdicts
- Tax structure, rental ROI math, and 7-year exit strategy
- Glossary of every CBI term you'll encounter
- 47-item pre-purchase checklist used by experienced buyers
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